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    David RacichPRO
    Fountain Hills, Arizona
    Disability insurance can be affordable, especially when you're young and healthy. You need to view disability insurance as paycheck protection. Many working Americans have only 90 days in cash reserves, so disability insurance can bridge that gap in the case of an injury or sickness. Older workers may be bale to mitigate the cost of disability insurance by purchasing shorter time periods or longer elimination periods or a combination of both.
    Answered on July 14, 2013
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