First, it depends upon what type of catastrophic payment you selected. The most common type is "replacement cost", which is usually based upon the Kelly Blue Book Value for a vehicle in similar condition. The other option is "agreed upon value," which means your car's value is estimated by an appraisal and the insurance company will pay out on that value. Replacement cost is common for classic or rare cars.
So, if you have replacement cost the best bet to figure out the value of your car is to request a Kelly Blue Book quote. Make sure you give the approximate mileage and condition of your car.
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First, it depends upon what type of catastrophic payment you selected. The most common type is "replacement cost", which is usually based upon the Kelly Blue Book Value for a vehicle in similar condition. The other option is "agreed upon value," which means your car's value is estimated by an appraisal and the insurance company will pay out on that value. Replacement cost is common for classic or rare cars.
So, if you have replacement cost the best bet to figure out the value of your car is to request a Kelly Blue Book quote. Make sure you give the approximate mileage and condition of your car.
I hope this helps.