1. 63333 POINTS
    Peggy Mace
    Most of the U.S.
    There is no limit on how long you have to collect the death benefit on a policy for which you were named beneficiary. There is a time limit for how long you can contest a policy for which denial of benefits was made due to misrepresentation on the application. This varies from state to state.
    Answered on January 4, 2014
  2. 3998 POINTS
    Matt Benore
    Founder, DenverWest Insurance Professionals, Inc.,
    Once a claim has been made the company should release the benefit soon after.  If there is a policy which you are the beneficiary but you do not know where or who has the policy, you can go to mib.com, click on find a policy.   There is a small fee but if a policy was taken out and underwritten, there should be a record of it's existence.
    Answered on January 4, 2014
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