1. 63333 POINTS
    Peggy Mace
    Most of the U.S.
    There is no one life insurance company that has the best rates for everyone. Companies often have "sweet spots" in which their rates will be more competitive for a certain type of policy, or for a certain age of applicant, or for a certain type of health. To find the best rates for you, you can use online quote engines to compare prices, or call an agency that sells policies from multiple companies and have them do the shopping for you.
    Answered on January 4, 2014
  2. 4249 POINTS
    Gary Lane
    President, Lane Independent Agency, Southern California
    No one company always has the "best" rates for everything. However, is that really how you want to decide? How about a combination of the fairest rates, most listening, caring and understanding agents, best combination of alternative coverages, best list of riders which are available to help you custom tailor your coverage to your precise needs, and change them as your needs change, best reputation, highest ratings, quickest and most liberal payment on your claim, so your family is most protected when they need it the most? Isn't that combination what you really want and need? Gary Lane, Registered Representative, New York Life, 949 797 2424. Thank you.
    Answered on January 4, 2014
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