How To Plan Your Retirement In Your 30S?

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   Steve Savant

   Syndicated Financial Columnist, Host of the weekly talk show Steve Savant's Money, the Name of the Game, Scottsdale Arizona

   When you're in your 30s, retirement is the last thing on your mind. But it really should be the first financial commitment you make, which is "pay yourself first." If you're employer sponsors a 401(k) plan and especially if it offers a contribution match, you should participate. If there's no plan offered consider an IRA or Roth IRA depending on your tax bracket.

   Answered on July 31, 2013

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