1. 3998 POINTS
    Matt Benore
    Founder, DenverWest Insurance Professionals, Inc.,
    The idea behind Renters Insurance is to protect your property which is damaged due to a catastrophic event in the apartment or home you are renting.  This might include water damage, fire, theft, etc.  If your camera was broken out side of those type of events, I would not think you would be covered.  

    Talk to your agent or look at the policy for the conditions which will replace items which are damaged.
    Answered on March 25, 2014
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