Will Renters Insurance Cover A Broken Computer?

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    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    A renter’s policy will cover a computer that is damaged by one of the covered risks.  If the computer is broken because it simply no longer operates, that is probably not a covered risk.  A covered risk would be fire damage, lightning damage, or something like that.  Some computer manufacturers provide warranties and extended warranties to cover mechanical failures.
    Answered on March 24, 2014
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