1. 37376 POINTS
    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    The declaration page itemizes the coverages provided by a homeowner’s insurance policy.  The coverages are generally described and then identified by a letter.  The Coverage A is the limit of coverage for the residence.  Coverage B is the limit of coverage to related private structures.  Coverage C sets the personal property coverage limit.  Coverage D is the limit for additional living costs and loss of rents coverage.  Coverage L is the limit of personal liability insurance.   Coverage M is the limit of medical payments to others.
    Answered on March 24, 2014
  2. 1844 POINTS
    David W. Clausen
    Chief Executive Officer, Coastal Homeowners Insurance Solutions, Rocky Point, NY 11778
    A homeowners declarations page is a summary of the coverage on your policy. It usually includes the dwelling, other structures coverage, personal property, loss of use coverage, liability amounts and deductible. It will also list your name, the policy dates & company name as well as specific endorsement numbers and any mortgagee on the policy. For specific legalese should refer the endorsements and policy language.
    Answered on January 22, 2016
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