1. 1909 POINTS
    HDA Insurance Brokerage
    Director, HDA Insurance Brokerage, California
    Renters Insurance is also known as Tenants Insurance, it is a basic policy form offered by most insurers designed to provide contents coverage and liability protection in the event someone becomes injured at the residence.
     Renters Insurance has 2 sections of coverage; the first covers the Personal Property Coverage and the second section covers the Liability and Medical Payments Coverage.   Policies have various deductible options available;  the deductible only applies to the first section of the policy.

    The deductible is the amount deducted from the total amount payable to the insured in the event of a claim.   It is important to note that insurance premium rises with a lower deductible and insurance premium is reduced with a higher deductible.    This should be an important factor during the process of seeking Renters Insurance. 
    Renters Insurance is usually less expensive than most people may think, a basic renters policy may cost between $150 – $300 per year depending on geographic location and amount of coverage selected.
     Since consumers are increasingly wishing to handle business online, we have devised an online platform available  to obtain a quote and buy renters insurance online in multiple States; it may be used directly by Consumers. This technology provides an exemplary online experience for all!   http://bit.ly/1954BTO
     
    It is important to contact a licensed professional to assure that any unanswered questions are satisfied.
    Answered on February 19, 2014
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