What Can I Claim On My Renters Insurance?

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   David Osgood

   Agent, Rural Mutual Insurance Co., Union Grove, WI

   A renters insurance policy is very similar to a homeowners policy. If you experience damage to your personal property due to fire, smoke, lightning, and other covered losses you wold be entitled to file a claim. Most insurance carriers also provide some moneys for loss of use which will provide you money to secure another residence. Every carrier and policy is different. Please read your policy completely to understand what coverage it offers and what exclusions there may be or contact your local agent to have them go over it with you.

   Answered on May 30, 2013

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