How To Select Long Term Care Insurance?

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   David RacichPRO

   Fountain Hills, Arizona

   First research your states long term care (LTC) facility cost to establish a base line. Then determine the projected cost based into the future on the last five years. Then begin the due care examination of long term care policy provisions, especially the most liberal inflation rider. There are only a half dozen LTC insurance companies, so obtaining a spreadsheet on premium and provision with definitions is a key to comparing companies side by side. A universal selection that could be a reference point for your research would be Genworth.
     

   Answered on May 30, 2013

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