Is Renters Insurance A Requirement?

  1. 3998 POINTS
    Matt Benore
    Founder, DenverWest Insurance Professionals, Inc.,
    Generally speaking, renters insurance is not a requirement by law however, the apartment or home you are renting, the landlord can make this a requirement in order to lease or rent.  It is a good idea anyway.  The cost is inexpensive but the coverage may be critical.  Be sure to look at the type of insurance you are purchasing.   I recommend  a policy that will provide you the replacement value versus the current value of your stuff.  Keep a good inventory as well.
    Answered on January 28, 2014
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