Is It A Good Idea To Have Renters Insurance?

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   David Osgood

   Agent, Rural Mutual Insurance Co., Union Grove, WI

   Renters insurance is an extremely good idea. It typically cost as little as 8/mo. It provides liability coverage in the event that someone is injured in your rental and you deemed resposible. It provides coverage for your personal property up to the limits that you have on the policy and it provides for loss of use in the event of a covered loss. Please read your policy completely to know what coverages there are and what exclusions there may be or contact your local agent to have them go over the policy with you.

   Answered on May 19, 2013

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