1. 37376 POINTS
    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    A watch would be considered personal property.  A renter’s policy covers personal property.  There is an internal limit to the recovery available on a watch.  Please check with your policy or the agent to determine the amount of coverage you have available.  The settlement will be reduced by the deductible on the policy.
    Answered on August 26, 2014
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