1. 16470 POINTS
    David Osgood
    Agent, Rural Mutual Insurance Co., Union Grove, WI
    Renters insurance works very much like homeowners insurance. If the damage is caused by a covered loss then you are covered, if not then you are not. Every policy is different. To know what coverage and exclusions your policy contains please read it completely or contact your local agent to have them go over it with you.
    Answered on May 28, 2013
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