Owner, Best Health And Car Insurance Rates - Instant Online Quotes, US
The best home insurance provider could be one of several reputable insurers. State Farm? Nationwide? Allstate? Geico? Farmers? Confusing isn't it?
Since there are a dozen answers (or more) to this question, there is only one solution.
Utilize an experienced broker and allow them to shop, research, compare and show you the lowest rates and best coverage for your home. It won't cost you anything and you'll save time, money and plenty of aggravation.
I know it's true because clients tell me that every day!
Vice President/Agent, Best Rates Insurance Inc, Kalispell Montana
Your Insurance is only as good as your agent. Cheap rates does not mean the carrier isn't any good but they key is to make sure that you are covered properly and protected. I have seen time and time again that an agent will sell you something with the wrong value of your home all because they wanted to keep your business. I have use many carriers to compare rates with and Mutual companies on many occasions can cost much less. Please make sure to talk to an agent and make sure you are using a replacement cost for your home this is not the same as a appraisal that you get from the bank.
Service is another thing to think about example. Our agency answers the phone 24/7 Make sure that your not stuck calling a 800 number for claims when you have a loss. Nothing is more frustrating then dealing with a loss and being told oh call this 800 number and they will take care of your claim.
If your agent isn't filing the claim and actively calling your adjuster and making sure that you and your needs are taken care of then I would look to see what works best for you.
Are you shopping for just the rate or are you looking for a carrier and an agent that will be there when you need it.
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Since there are a dozen answers (or more) to this question, there is only one solution.
Utilize an experienced broker and allow them to shop, research, compare and show you the lowest rates and best coverage for your home. It won't cost you anything and you'll save time, money and plenty of aggravation.
I know it's true because clients tell me that every day!
Service is another thing to think about example. Our agency answers the phone 24/7 Make sure that your not stuck calling a 800 number for claims when you have a loss. Nothing is more frustrating then dealing with a loss and being told oh call this 800 number and they will take care of your claim.
If your agent isn't filing the claim and actively calling your adjuster and making sure that you and your needs are taken care of then I would look to see what works best for you.
Are you shopping for just the rate or are you looking for a carrier and an agent that will be there when you need it.