Does Renters Insurance Cover Forest Fires?
7647 POINTSview profileMark Bartlett CLCSBranch Owner, TWFG Insurance Services, Fremont California and the Greater Bay Area Representing Dozens of Insurance CarriersIf you mean your renting a property and a forest fire comes and burns down your residence thereby destroying your property then yes, you are covered. Of course this is providing you purchased personal property coverage on your renters policy. Also note there may be limitations on certain items so you want to talk to your agent and review your coverage needs. Keep in mind, the landlord is responsible for their own property and should have coverage for the dwelling of their own.Answered on June 5, 2013flag this answer
37376 POINTSview profileDavid G. Pipes, CLU®, RICP®Business Development Officer, T.D. McNeil Insurance Services, Fresno, CaliforniaA renter’s policy will cover the loss of personal property which results from a named peril. Fire is a peril covered by almost every renter’s policy. When applying for coverage it is smart to take pictures of all your property and then determine how much it would cost to replace it. After the policy is issued store the pictures somewhere they can be retrieved in case you experience a loss.Answered on December 26, 2014flag this answer
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