Plan F covers most of the additional co-insurance that Medicare does not. It also covers your Medicare deductibles as well as providing you with up to $50,000 of emergency coverage outside the USA. It's a good idea to go over the details of Plan F so you understand the shortcomings of it but for the most part it is an excellent addition to your Medicare A & B.
Independent Agent & Medicare Supplement Specialist, reMEDIGAP, USA
Quite simply, Medigap Plan F will cover the 20% of Medicare approved costs that Original Medicare (Part A & Part B) does not pay. This means you will not have to pay any deductibles, co-insurance or co-payments for Medicare approved amounts. Many people enjoy Plan F because they don't want to deal with any costs and want all their Medicare approved expenses paid.
You are responsible for paying the Plan F premium to the insurance company. As long as you keep making the premium payments, your Plan F is guaranteed renewable.
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Plan F covers what Medicare Part A & B does not. You will have no deductibles, co-pays or co-insurance. It is the most comprehensive plan on the market. The benefits for Plan F are the same regardless of who the insurance carrier is.
You should consult with an independent agent that specializes in Medigap Plans (Medicare Supplement Insurance) to determine if Plan F is right for you and which Plan F might have the best premium.
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You are responsible for paying the Plan F premium to the insurance company. As long as you keep making the premium payments, your Plan F is guaranteed renewable.
Thank you for reading my reply. Please let me know if I can be of further assistance.
You should consult with an independent agent that specializes in Medigap Plans (Medicare Supplement Insurance) to determine if Plan F is right for you and which Plan F might have the best premium.