Can You Cancel A Renters Insurance Policy?

1. 

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   Mark Bartlett CLCS

   Branch Owner, TWFG Insurance Services, Fremont California and the Greater Bay Area Representing Dozens of Insurance Carriers

   An insured at his or her discretion may cancel any insurance policy at anytime. However if you are in a contract that is obligating you to maintain insurance make sure you replace the policy in question with another policy before cancelling your current policy. Talk to your local agent on how to terminate an existing policy.

   Answered on May 29, 2013

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   HDA Insurance Brokerage

   Director, HDA Insurance Brokerage, California

   A renters insurance policy can be terminated by the insured at any time.  Most carriers require a signed and dated request to be delivered in order to cancel the policy.   A refund for the unearned portion of the premium would be sent to the insured.   If there is a change of address following the cancellation,  the cancellation request should indicate the new address for the purpose of final correspondence and the refund (if applicable).

   Answered on May 30, 2013

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