1. 2275 POINTS
    Bill Loughead
    President, SummitMedigap.com, CO, FL, GA, MI, NC, SC & TX
    You do, unless you have a Medicare Supplement Plan.  Medicare Part A & Part B only covers about 80% of the costs of care.  This leaves you with the remaining 20% with an unlimited exposure.  A Medicare Supplement Plan is designed to cover what Part A & B does not cover.  For example, if you have Medicare Supplement Plan F, you would have no deductible, coinsurance or co-pays outside of the monthly premium.
    Answered on January 25, 2014
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