Does Health Insurance Reduce Illness-Related Worker Absenteeism?

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   Marlin McKelvy

   President, Consumer Directed Benefit Solutions, Memphis, Tennessee

   Studies have indicated that employees with health insurance tend to have lower levels of absences from work due to illnesses.  This is logical when you stop to think that an insured person has lower cost access to the health care system than an uninsured person does.  Therefore, the insured employee is more likely to get annual physical exams, take advantage of preventive care treatment and screenings, or just do things like get a flu shot than their uninsured counterparts.  These advantages extend to the employee's insured dependents as well as parents may have to take off less to take their children or a spouse to the doctor.  This is another reason that providing health insurance coverage to their employees is an advantage for employers.

   Answered on April 18, 2014

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