That is a great question! The answer is a little complicated. If your in home need is for help with cleaning, cooking, eating or dressing, the answer is no.Medicare will not cover long term home care, either. If it's for skilled rehabbing, therapy, or medical equipment needed and prescribed by a doctor to recover from an illness,, then the answer is yes. Under part A and part B there is coverage. There may be some coverage under your part C , but you will want to contact your plan provider to determine which part will cover what, and how much they are going to pay. There are several conditions that must be met to qualify for coverage, so be sure to discuss this with your doctor and your provider. If you need more help, I'll happily make time for you, just contact me. Thank you for asking!
Co-Founder, TermInsuranceBrokers.com, Goldenzweig Financial Group, Las Vegas, Nevada
Original Medicare (Parts A & B) cover some part-time home health services such as physical therapy, skilled nursing care, speech-language pathology servcies, etc.
Medicare does not pay for 24 hour home health care however, nor meals delivered to your home, personal care, and homemaker services.
Please note, there are a number of conditions that must be met for Medicare to cover your home health care. If you need more than part-time/intermittent home care, Medicare will not cover the expenses.
Home health care is very expensive and you can deplete your savings paying for it. For someone wanting 24-hour home health care to be covered by their insurance, they should look into securing a long-term care insurance policy. While long-term care can be an expensive type of insurance to have, you're paying pennies on the dollar if you needed to make a claim on the coverage.
There's many moving parts to long-term care insurance. If you're looking to secure this type of coverage, it's most helpful to consult with an experienced broker to help build a policy that will best serve your needs.
Please let me know if I can be of further assistance. Thanks very much.
.JPG){kind=avatar}
Medicare does not pay for 24 hour home health care however, nor meals delivered to your home, personal care, and homemaker services.
Please note, there are a number of conditions that must be met for Medicare to cover your home health care. If you need more than part-time/intermittent home care, Medicare will not cover the expenses.
Home health care is very expensive and you can deplete your savings paying for it. For someone wanting 24-hour home health care to be covered by their insurance, they should look into securing a long-term care insurance policy. While long-term care can be an expensive type of insurance to have, you're paying pennies on the dollar if you needed to make a claim on the coverage.
There's many moving parts to long-term care insurance. If you're looking to secure this type of coverage, it's most helpful to consult with an experienced broker to help build a policy that will best serve your needs.
Please let me know if I can be of further assistance. Thanks very much.