Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
By cheap car insurance, I assume you mean “low premium.” In California inexperienced drivers are charged against one of the household vehicles. The charge is significant. It is tempting to reduce the cost of the policy by reducing the limits on the policy. That could be a very large mistake. In the end the cheapest possible policy is one that makes you “whole” at the time of a claim.
Owner, Best Health And Car Insurance Rates - Instant Online Quotes, US
Cheap car insurance rates for new drivers are available from many companies. The most important consideration is to utilize an experienced broker to help you find the best prices for the vehicle you own.
Liability limits will help determine what you pay and an experienced broker will review the best options and explain which limits are best for you.
Agency Owner, The Thomas G Sheehan Agency, 27 Glen Road Sandy Hook, CT 06482
You can pretty much expect that new drivers will pay more for car insurance than more experienced drivers. That being said, you can probably find "cheap" car insurance with some effort on your part and by consulting your Insurance Professional. Like most things though, cheap might not always be the best buy if you need to use it and statistics have shown for many years that less experienced drivers tend to need to use their insurance more than experienced ones.
That's a great question! I'd like to give you a bit of advice - some things are good to buy "cheap," other things in the long run are better to spend a little more money on. Cheap shoes will hurt your feet, and wear out quickly. Buying a very cheap car often means spending a lot on constant repairs. Insurance is one of those things, especially for a young driver, that it is better to not go "cheap" on. You want better coverage, as you are much more likely to have an accident than an experienced driver would be. You will want a lower deductible, as you will inevitably end up needing repairs at some point. Please look for a local agent who can help you, or feel free to drop me a line, I'd be happy to give you some pointers. Thanks for asking!
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Liability limits will help determine what you pay and an experienced broker will review the best options and explain which limits are best for you.