How To Buy Long Term Care Insurance For Parents?

  1. 4330 POINTS
    Jerry Vanderzanden, CLU, ChFC
    Co-Founder, Coastal Financial Partners Group, California
    The best place to start is with an experienced insurance professional licensed to provide long term care insurance in your state. Your parents would need to consent to the coverage and release of medical information so that they can be underwritten. Long term care insurance underwriting is different from life insurance in that even those with some medical conditions can still obtain coverage. At some point, age and insurability may limit the ability to get coverage anywhere. Speak with an insurance professional for more information specific to your circumstances.
    Answered on May 21, 2013
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