Can You Get Long Term Care Insurance If You Are Over 80?

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   Jerry Vanderzanden, CLU, ChFC

   Co-Founder, Coastal Financial Partners Group, California

   Although it was once possible to consider those in their early 80s, and while rate tables may still exist, the insurers have effectively stopped issuing at these ages. To keep premiums low, insurers are marketing to younger ages and doing what they can to increase their business volume at younger ages. This is especially important for them at a time when long term investment yields at insurers have fallen to extreme levels,

   Answered on May 21, 2013

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