What Is A Child Rider On A Life Insurance Policy?

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    Jerry Vanderzanden, CLU, ChFC
    Co-Founder, Coastal Financial Partners Group, California
    A child rider is a term rider that can be added to some life insurance policies at issue for an additional premium. The rider would provide small amounts of death benefit protection on each child of the base policy insured parent for a period of time. Additional features such as conversion may be provided by some insurance companies.
    Answered on May 18, 2013
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