Co-Founder, TermInsuranceBrokers.com, Goldenzweig Financial Group, Las Vegas, Nevada
You'll want an independent agent's help in this process. Getting an instant quote online just gives a general idea of pricing. You need to review the medical history with an agent for them to provide you with a much much more accurate quote. The first thing that needs to be determined is the risk class you'll qualify for. Every carrier has different underwriting guidelines. So, for example, just because you qualify for preferred with company ABC doesn't mean you'll get that same risk class with company XYZ.
You can run free instant quotes on my website, www.TermInsuranceBrokers.com. If you'd like the help of an independent agent, send me a private message on here with your contact information and I'll be happy to assist you with your life insurance needs.
Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
Life insurance is a very conservative investment. The gain in a life insurance policy is tax deferred. The proceeds (death benefit) are given to the beneficiary income tax free. It is the tax advantages that are particularly attractive and the fact that it is self-completing make life insurance the backbone of any sound portfolio.
There are many contributors to this website that offer free life insurance quotes on our own business websites. Some, like ours, will even give quotes for certain health conditions. Keep in mind that accurate quotes are dependent on variables that cannot possibly covered with an online quote engine, unless that quote engine is for a specific simplified issue (no exam) product. Quotes can be firmed up by additional questions asked over the phone or by email. To get the lowest priced quotes for your unique profile, contact an agency that is reputable and knows how to match you up with the companies best suited to your health, age, build and tobacco status.
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You can run free instant quotes on my website, www.TermInsuranceBrokers.com. If you'd like the help of an independent agent, send me a private message on here with your contact information and I'll be happy to assist you with your life insurance needs.