How Much Of Life Insurance Do I Need?

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    David RacichPRO
    Fountain Hills, Arizona
    There are three components to determine life insurance coverage: total financial debt, future obligations and charitable intent. Total debt includes things like mortgage, second mortgage, auto loans, student loans and credit cards. Future obligations include things like children’s education, weddings and retirement. Charitable intent includes nonprofit organizations and making a difference for your children. But the most important factor is your human value measured in your life’s earnings until retirement. These items would indemnify your beneficiaries in the event of your demise.
      
    Answered on June 30, 2013
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