Does Homeowners Insurance Cover Cracks In Foundation?

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   Phil Tuccy

   Owner, Insurance Group Consulting, LLC, Florida

   'Maybe' is the most accurate answer.  It is not meant to avoid answering the question but it must be remembered that the standard homeowner policy does not automatically cover damages to the structure.  It is not a maintenance policy.  To determine if the policy will cover such damages, the actual cause of the crack or cracks needs to be determined first.

   Answered on April 30, 2014

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