How Much More Is Life Insurance For A Smoker?

  1. 12689 POINTS
    Ted Ratliff
    Owner, SFS Associates,
    That varies by company and the amount of insurance applied for.  I have seen as high as 10% or more.  Some companies are a little more lenient than others but most companies will rate smokers higher than non smokers due to the average increase in mortality risk.  There are a couple companies that do not rate up for use of some tobacco products such as a pipe or chew, but I have found that many of these charge higher rates across the board.
    Answered on May 7, 2013
    flag this answer
    2. Did you find these answers helpful?
    Yes
    No
    Go!

Add Your Answer To This Question

You must be logged in to add your answer.


<< Previous Question
Questions Home
Next Question >>