Does Life Insurance Cover Drunk Driving Death?

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   Ted Ratliff

   Owner, SFS Associates,

   Yes unless you fail to disclose a history of alcohol abuse on the application and the incident occurs during the first two years of the policy.  Life insurance will cover almost any cause of death.  Some exclude acts of war.  Drunk driving is not excluded, but a history of alcohol abuse and DUI's could cause higher rates or declines.

   Answered on May 7, 2013

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