1. 63333 POINTS
    Peggy Mace
    Most of the U.S.
    The price of all types of life insurance is based on the gender, age, build, tobacco status, health, and other risk factors of the person applying for it. It is also based on the type of policy for which you apply. The longer the premium is locked in, the higher the premium tends to be. That is true for Allstate as it is for all other life insurance companies.
    Answered on September 9, 2014
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