Is Subsidence Covered By Home Insurance?

  1. 37376 POINTS
    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    Subsidence is a shift of the surface of land, normally caused by water.  Most homeowner’s policies specifically exclude both damage caused by outside water and earth movement.  This is an extremely difficult situation as there are few insurance policies that will assume this risk.  Subsidence losses can be extreme.
    Answered on September 2, 2014
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