1. 21750 POINTS
    Jim Winkler
    CEO/Owner, Winkler Financial Group, Houston, Texas
    Unfortunately, far too many. According to a recent study, over half of Americans do not have life insurance, and of the roughly 45% who do, most of those say they really need more. In this economy people are strapped to make ends meet, and either think that life insurance is "just too expensive", or that "I'll just get it as soon as things get better, and I can afford it". Again unfortunately, neither of these are true. Please contact an agent and discuss with them your needs. I'll be happy to help, just hit the "contact me" link!
    Answered on April 3, 2014
  2. 14231 POINTS
    Tom Sheehan
    Agency Owner, The Thomas G Sheehan Agency, 27 Glen Road Sandy Hook, CT 06482
    Sadly too many.  I have seen statistics ranging from 40% to 45% that have no Life Insurance.  Of those who do, roughly the same percentage probably don't have enough to meet all of their family's needs.  In the type of economy in which we have been living, cost is a primary factor.  Next time you are talking to your Insurance Professional,  if you have Life Insurance, ask to review it and if you don't, ask about setting up time for a discussion about how you can remedy that. Some companies offer discounts on car and Home insurance policies for those who also have Life protection.  The discounts could offset some of the premium making the purchase more affordable.
    Answered on April 3, 2014
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