Co-Founder, TermInsuranceBrokers.com, Goldenzweig Financial Group, Las Vegas, Nevada
You can postpone signing up for Medicare if you prefer to - most people who do this are still working and on their employer group health plan. Even if you're still working and on group coverage, once you retire/leave your group plan, you'll have a special enrollment period to sign up for Part A and Part B (a.k.a. Original Medicare). Part A is premium-free for most people so they'll start this one up regardless when they turn 65.
If you're not on a group plan, keeping an individual health plan will be very expensive.
If you want to have healthcare coverage and are 65 or older, a combination of Original Medicare (Parts A & B), a Medicare supplement plan, and a Part D plan will offer a very predictable healthcare expense structure.
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If you're not on a group plan, keeping an individual health plan will be very expensive.
If you want to have healthcare coverage and are 65 or older, a combination of Original Medicare (Parts A & B), a Medicare supplement plan, and a Part D plan will offer a very predictable healthcare expense structure.