How Long Does It Take To Obtain Life Insurance?

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   Christopher Lawrence

   Insurance Broker | Financial Consultant, Lawrence Insurance Consulting, Southern New Jersey

   It depends on your age/health and requested coverage amount. But in general it would be less then a month, it could be a couple business days as well. However if you are applying for a large amount of coverage that will require a medical examination and more stringent underwriting, one can purchase a short term policy that will cover you until the policy becomes effective. Same basic principle as flight insurance.

   Answered on April 20, 2013

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