To get a life insurance license, you must first take a course of training that is approved in your state. This can take months to study, or you can attend classes that try to pack the study into one weekend.
After you finish your course of study, you take a life insurance test and must pass it with a 70% grade. Then you can apply for your license. All in all, the process probably averages one to three months.
Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
The requirements to have a life insurance license vary by state. In California there is a requirement for forty hours of instruction and then additional instruction in ethics. The instruction is available in a classroom setting, cram courses and on-line. The examination in California is comprehensive and customized for each applicant. The examination covers the entire spectrum of life insurance and many applicants find it difficult.
That is an excellent question! There are a couple of things that will determine how quickly you can obtain your license. The first is how quickly you can become enrolled in, and complete your State required training class. (There may also be company required training that you might need to complete before being able to sell, btw...) You will also need to schedule and take your State exam, and get your fingerprinting and background checks done. It is a really wise idea to look into getting your Errors & Omissions insurance while in the process also, so that you can hit the ground running once licensed. So depending upon how well you learn and test, and how easy it is to get everything scheduled, you can expect your licensing within a couple of weeks, to a cople of months. If you would like to know how it went for me, please contact me, and I'll talk to you privately about it. Thank you for asking!
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After you finish your course of study, you take a life insurance test and must pass it with a 70% grade. Then you can apply for your license. All in all, the process probably averages one to three months.