Can I Get Life Insurance If I Have Lung Cancer?

1. 

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   David Osgood

   Agent, Rural Mutual Insurance Co., Union Grove, WI

   Insurability is realative to the company, type of policy, the stage of the disease, other family and medical history and the amount you want to spend for coverage. Almost everyone is insurable with any number of malidies it all depends on the company and the policies that they offer as to whether or not lung cancer is an acceptable risk. The best place to find out the answers to questions like this is your local agent. Give them a call.

   Answered on May 1, 2013

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2. 

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   Peggy Mace

   Most of the U.S.

   If you are currently receiving treatment for lung cancer, unfortunately you are unable to get a life insurance policy unless it is guaranteed issue. Guaranteed issue policies do not ask any health questions and usually have a minimum age of 40 to 55. They also will have a graded period the first years of the policy, and have a fairly low maximum face amount (under $50,000). Then when you have been cancer free for a while your options will improve.

   Answered on May 1, 2013

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