Does My Allstate Auto Insurance Cover Rental Cars?

  1. 7647 POINTS
    Mark Bartlett CLCS
    Branch Owner, TWFG Insurance Services, Fremont California and the Greater Bay Area Representing Dozens of Insurance Carriers
    Your auto insurance will cover you when you rent a car with the same coverage's you currently carry on your personal auto policy. All rules, coverage's  deductibles and limits apply. A rental car is considered a temporary substitute vehicle. Keep in mind this must be a vehicle of the private passenger type, not U-hauls or commercial vehicles. Also renting a vehicle does not give you permission to loan the vehicle to another party as all operators must be listed on the rental agreement. I recommend you call your insurance carrier before renting a vehicle to make sure your policy coverage's are adequate.
    Answered on May 1, 2013
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