Will Homeowners Insurance Cover Structural Damage?

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   Tom Sheehan

   Agency Owner, The Thomas G Sheehan Agency, 27 Glen Road Sandy Hook, CT 06482

   It will, so long as the cause of the structural damage is a coverered peril listed in your policy.  Check with your Insurance professional about this.  If, however, the structural damage is caused by poor workmanship by the contractor, then the claim would have to be filed with the contractor's insuring company.

   Answered on January 6, 2014

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