What Is A Blanket Homeowners Insurance Policy?

  1. 7647 POINTS
    Mark Bartlett CLCS
    Branch Owner, TWFG Insurance Services, Fremont California and the Greater Bay Area Representing Dozens of Insurance Carriers
    Most homeowners polices will have line items for coverage with a stated amount. Those would be coverage's for dwelling, other structures and personal property. If you have a blanket policy all these items would be rolled into one lump sum that could be used as needed with no line item limit. Personal Liability and Medical would not be included in the blanket and would remain a line item coverage.
    Answered on August 14, 2013
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