What Does Most Homeowners Insurance Cover?

  1. 14231 POINTS
    Tom Sheehan
    Agency Owner, The Thomas G Sheehan Agency, 27 Glen Road Sandy Hook, CT 06482
    Most Homeowners Insurance policies will provide coverage for mostly anything short of nuclear disaster, flood or earth movement.  Check with your insurance professional about the particulars of your policy and the specific exclusions it may have.  Some policies provide limited coverage for mold or rot, for example.  Damage caused by termites, carpenter ants or vermin are usually not covered.
    Answered on December 30, 2013
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