How To Cancel Car Insurance Early?

1. 

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   Mark Bartlett CLCS

   Branch Owner, TWFG Insurance Services, Fremont California and the Greater Bay Area Representing Dozens of Insurance Carriers

   In order to terminate your auto insurance before the policy term expires you would need to contact your agent or insurance provider to request the cancellation. The agent or provider most likely will require the request in writing in order to terminate the policy. I recommend you ask when terminating if there is a short rate on any refund for early cancellation.

   Answered on December 30, 2013

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2. 

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   Brenda Hanson

   Vice President/Agent, Best Rates Insurance Inc, Kalispell Montana

   There are many ways this can be done you do not have to contact your agent to cancel if you do not wish to you . You can fax a written request direct to a carrier you can call your carrier direct. But If you have placed coverage with another company they should be able to do this for you. Also many carriers will accept a verbal request. There are carriers that require a signed request.  In many cases you should get a refund unless they carrier has what is called a short rate cancelation fee some states  do not allow this type of fee.  my 1st suggestion would be to contact the agent that wrote you policy if you are happy with them and are canceling because you found a better rate.

   Answered on December 30, 2013

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