Is Tree Damage Covered By Homeowners Insurance?

  1. 37376 POINTS
    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    If your plants, trees, shrubs or lawn are damaged, vandalized or stolen your homeowner’s policy should cover the loss.  There are specific “perils” that it covers; fire, lightning, explosion, riot, civil commotion, and aircraft.  It does not include damage done by a vehicle owned or operated by a resident of your home. 
    Answered on February 25, 2014
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