Agency Owner, The Thomas G Sheehan Agency, 27 Glen Road Sandy Hook, CT 06482
Two ways: 1) shop for the company that is financially sound and offers policies that meet your needs and 2)combine or bundle the coverages with the same insurance company. Both are important because not only do you want to have the peace of mind that a solid and well respected company can give you, but you want it at a price you can afford. Companies that offer multi policy bundled discounts do that.
Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
There are two times when money becomes the issue in insurance. The first is when the policy is issued and the second is when a claim is paid. The best way to look at this is to plan backwards. If you have been in an accident and you are at fault what do you want your insurance company to do? It is better to use the worst case scenario. Most people want their company to satisfy all the lawsuits and repair their automobile. That establishes the amount of coverage and ultimately the price.
Most people make the mistake of starting at the other end and purchase minimum coverage at the cheapest price with the least personal advice. They can be very dissatisfied with their bargain insurance when the lawsuits start.
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Most people make the mistake of starting at the other end and purchase minimum coverage at the cheapest price with the least personal advice. They can be very dissatisfied with their bargain insurance when the lawsuits start.