How Much Is Home Insurance For A House?

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    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    In determining the cost of a homeowner’s policy the company will consider the location of the property, the age of the property, the fire protection available, the estimated cost to rebuild the structure, the value of the contents, the presence of wood burning heating devices, and the type and condition of the roof.  There are issues which may not affect the rate; however, they may disqualify the property for coverage such as general condition, presence of a trampoline or unfenced swimming pool, and presence of certain breeds of dogs.   
    Answered on April 21, 2014
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