1. 16470 POINTS
    David Osgood
    Agent, Rural Mutual Insurance Co., Union Grove, WI
    It may if the damage was caused by a covered peril within your policy. Some of the perils typically covered under a homeowners policy  are fire, smoke, explosion, wind. If you want to know what is covered, I would recommend that you read your policy completely for coverage and exclusion information or call your local agent and them tell you what is covered or excluded.
    Answered on April 29, 2013
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