Does Homeowners Insurance Cover Termites?

  1. 37376 POINTS
    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    A homeowner’s policy makes you “whole” if you suffer damage from any of the “stated perils” of the policy.  Most homeowner’s policies specifically exclude damage as a result of an infestation of insects.  However, if the damage is hidden and results in a collapse of part of the building, the damage is likely to be covered.  Routine damage by termites isn’t normally covered.
    Answered on May 30, 2014
    flag this answer
    2. Did you find these answers helpful?
    Yes
    No
    Go!

Add Your Answer To This Question

You must be logged in to add your answer.


<< Previous Question
Questions Home
Next Question >>