Does Homeowners Insurance Cover Pest Removal?

  1. 16470 POINTS
    David Osgood
    Agent, Rural Mutual Insurance Co., Union Grove, WI
    The short answer is no in most situations. Almost all homeowners insurance policies provide an exclusion for vermin (which would include bugs and animals). Please read your policy completely to understand the coverage provided and any exclusions that there may be or contact your local agent to have them go over the policy with you.
    Answered on August 26, 2013
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