Medicare SUPPLEMENT plan F is a Medigap plan with very rich benefits. Essentially all Medicare approved Part A and Part B expenses that are not paid due to deductibles and coinsurance are covered in full by Medicare supplement plan F.
Plan F is the most popular, most oversold and most expensive Medigap plan on the market.
Regional Marketing Director, Capital Choice Financial Group,
Medicare supplements have several different plans but plan f is the richest plan and the one that is most sold. It virtually covers the deductible making your medicare policy a 100% coverage policy. Just a note that when shopping all companies have all he plans but do business with the ones with the highest ratings and not just the premium. Many of the cheapest policies go up substantially every year.
Plan F also referred to as the Cadillac plan offers the most comprehensive coverage out of the 10 available Medigap plans. Plan F is the most popular Medicare Supplement because you have no out-of-pocket cost because it covers all the gaps (deductibles, co-insurance and co-pays) in your Medicare Part A and Part B coverage. Because it offers the most complete coverage Plan F is the most expensive Medicare Supplement and usually will experience the largest rate increase. Most people on Medicare would be better served by having either a Plan G or Plan N.
Plan F is the most popular, most oversold and most expensive Medigap plan on the market.